So how does everyone feel about the health care bill? Are you for it against it, somewhere in the middle?
I am totally for healthcare reform, there is a lot that needs to be done, but to socialize it & to remove profits from it would kill innovation.
"If you have cancer you want to be in the United states" What does that say about all the countries that have socialised healthcare? The average cost of a new medication cost over 1 billion dollars, they have to recoup the cost somehow, how come we support & pay uber high cost to attend a sporting event so an athlete can make ten of millions of dollars, or we buy a shoe that cost 150.00 to do the same. Yet we are unwilling to let the drug companies make profit on a drug that is saving are life. To me we have some bassakwards issues here.
If there is no incentive to make a profit, what will be the incentive to create & maintain new & ever evolving medications? I pay a ridiculous amount t of money each month to insure my family, yes it pisses me off when I have to pay it each month(i think Lauren & I could spend a month in Hawaii each year if I did not have to pay this), but if Melia or Cooper ever needs a life saving treatment it will all be worth it.
Reform needs to be done though, if you are paying the insurance companies should not be able to drop you, or refuse you. No pre-existing bull crap. Yes there needs to be some sort of low cost alternatives for people to get basic care. Bt forcing people to have health insurance & by not doing so you could get jail time, is not the answer. People are people & they should be able to decide what best suites there family. It is not the governments role to decide for him, or to charge the rich to pay for the poor.
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Would Obama's health care plan slow medical innovation? Probably! Would that be a bad thing? I don't think so.
ReplyDeleteThe reason health care reform is essential is because health care costs are rising and many people (including the government) have no way to keep up with the costs. How has this happened? It seems that the hand of competition has been absent for too long in this sector.
Most people pay for health care through an insurance exchange paid for by their employer (and indirectly by themselves). Has anyone ever asked their employer how much they pay for insurance? No one seems to know the costs because they pay them indirectly. Has anyone gone into a doctors office and seen a board with all the prices for the procedure? No! There is no competition!!! Costs have spiraled upward because we have no idea what the costs are.
Obama's plan promises to inject competition into the system, that's it!
Competition in health care is different than competition in health care insurance. I am all for increasing competition in health care, and showing those costs directly and letting consumers choose based on that (through a Health Saving Account or other mechanism) will do wonders for our system.
ReplyDeleteHowever, health insurance is a realtively simple business, and adding the government to the mix of insurance providers will either not affect the market or drive all the private insurers out of business.
There is room for improvement, but the bills we have right now aren't going to help.